 Always on your side!
Buying or selling your home is entirely too important to rely on someone who you’re not sure if you can trust. You need someone on your side. Trust is the most important element of the way I do business. I worked as a teacher for many years and I believe very strongly that the best decisions are informed decisions. I clearly explain market conditions, contracts, financing and all other aspects of the real estate buying and selling process. No hard sell from me ever. Your needs are my first priority and I always explain all of your options. I would be delighted to be entrusted with the privilege of helping you find your perfect home and being your advocate through the entire home-buying process and beyond. You need someone informed and honest on your side for such an important life choice. Please use my site for free mls search, up-to-date Tampa real estate news, and great advice for buyers and sellers. You can also take advantage of my free first response notifier for Tampa area homes for sale. Just enter your criteria and email, and you'll recieve an email of new listings even before they are posted on other sites like Realtor.com. Feel free to email or call with any of your real estate, mortgage, or community questions. Visit my site often! I am also fluent in English and Spanish, which gives me the benefit of being able to communicate comfortably to clients of both languages. Para Español, toque el botón a la izquierda.Seminole Heights Bungalows
Build sweat equity in this 3/1 fantastic location for only $84K! http://mfr.mlxchange.com/Pub/EmailView.asp?r=774618798&s=MFR&t=MFR  Move-in Ready 3/1 Only $99K http://mfr.mlxchange.com/Pub/EmailView.asp?r=1425263928&s=MFR&t=MFR 
Bank Owned 3BR/2BA w/ in law suite $118,107 http://mfr.mlxchange.com/Pub/EmailView.asp?r=321607388&s=MFR&t=MFR 
Park-like 2BR/1.5BA $120k http://mfr.mlxchange.com/Pub/EmailView.asp?r=434167836&s=MFR&t=MFR 
2BR/1BA $169,900 http://mfr.mlxchange.com/Pub/EmailView.asp?r=1069311550&s=MFR&t=MFR  3 BR/ 2 BA Two story bungalow on lg lot $74,900! http://mfr.mlxchange.com/Pub/EmailView.asp?r=66002123&s=MFR&t=MFR 
Beautifully updated, large lot with detached shed ONLY $150k! http://mfr.mlxchange.com/Pub/EmailView.asp?r=1029522733&s=MFR&t=MFR Follow the foreclosure link to the left for more! Contact me for a personalized email search! Real Estate Update April 2009 $8000. Tax Credit for First Time Home Buyers Last year, the government offered a $7500 tax credit for first time home buyers. The big catch? It was more like an interest free, non-qualifying loan because it had to be paid back. Not so with this newest bit of legislation passed this February. Under the new law, first time home buyers (including persons who’ve not owned a home in 3 years) will qualify for an $8000. tax credit that DOES NOT HAVE TO BE REPAID! In fact, even if your tax liability was less than $8000., you will still get the $8000!! Situations like this are here today, gone tomorrow, so anyone who qualifies for this credit should take advantage of this fantastic opportunity while they can! Low Interest Rates, Refinance Options & Loan Modifications Current rates are hovering at an unbelievable 4.78%!! To put that into perspective: If you owe $200K on your home loan, and you were paying a comfortable 6.5% (historically, this is a LOW rate), your principal & interest payments would be $1264.16/month, when compared with the current 4.78% which yields principal & interest payments of $1046.91/month. That’s a savings of $217.25 each month and $78,210. over the life of the loan!! If you don’t yet own a home, these interest rates, together with foreclosure prices and the $8000. tax credit, make this an opportunity of a lifetime! If you do own a home, and you’re considering a refinance, but you’re not sure if you’ll qualify because of how low your current home is worth, the link below is a great place to start. If you’re currently in default for a loan and need to learn more about loan modification options, this link is also a great resource. Housing Market Indicators Existing home sales are up 20% since this time last year! They rose another 5.1% from last month, making this the 6th month in a row of sales increases. Even better is the recent increase in homes under contract. Last, but not least, prices look like they are beginning to plateau. The average sale price has remained the same for the past 2 months. Nothing is going to make a quick rebound, but there’s a good chance that we’re seeing the bottom. You still shouldn't sell now unless you have to! Holding on to your investment for another few years will yield a tidy profit. If you're considering purchasing a new home for yourself during this opportunity, you're better off renting your current home while you wait for the market to go up. You'll still be able to continue to claim the interest on your current mortgage against your taxes. You'll benifit both from holding the investment, and from buying at these once in a lifetime prices. |